Tax & National Insurance

Isle of Man income tax, National Insurance, tax returns and ITIP employer guide. No VAT, no capital gains tax, no inheritance tax.

Isle of Man Tax — The Basics

The Isle of Man has one of the simplest and most favourable tax systems in the British Isles. No VAT, no capital gains tax, no inheritance tax, and low income tax rates.

Income Tax Rates (2025/26)

BandRate
First £6,50010%
Above £6,50020%
Tax cap (individual)£200,000 max
Tax cap (couple, joint)£400,000 max
Tax Cap: The IoM has a tax cap — no individual pays more than £200,000 in income tax per year, regardless of earnings. This is a major draw for high-net-worth individuals and entrepreneurs.

What You DON'T Pay

  • No VAT — Goods and services are not subject to VAT
  • No Capital Gains Tax — Sell shares, property, crypto — no CGT
  • No Inheritance Tax — Your estate passes without IHT
  • No Stamp Duty on shares — Only on property transactions

Filing Your Tax Return

Tax returns must be filed by 6 October following the end of the tax year (5 April). You can file online via the IoM Online Tax Services portal.

National Insurance

IoM NI rates broadly mirror the UK system but are administered separately by the IoM Treasury. Class 1 (employed) and Class 2/4 (self-employed) contributions apply.

ITIP (Income Tax Instalment Payments) for Employers

If you employ staff, you must operate ITIP — the IoM's PAYE equivalent. Register as an employer with the Assessor of Income Tax.

Frequently Asked Questions

Do I need to file a tax return on the Isle of Man?

Most employed people don't need to file if their only income is from employment (ITIP handles it). Self-employed people, directors, landlords and those with multiple income sources must file. You'll receive a notice if you need to file.

Is the Isle of Man a tax haven?

The IoM prefers "low-tax jurisdiction." It has a 0% standard corporate tax rate (with 10% for banking and 20% for property income), no VAT, no CGT and no IHT. But it's fully OECD-compliant, on no blacklists, and has extensive tax information exchange agreements.

How do I get a tax number?

When you start working or register as self-employed, the Income Tax Division will issue you a tax reference number. Contact them on 685400 or register via the online portal.